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From DDO Compendium

The main benefit of SMS verification is enriched account surveillance. By requiring a 2nd form of proof past merely a code, it substantially lowers the risk of unapproved gain access to. Even if a cybercriminal manages to swipe a consumer's code, they would still need accessibility to the customer's mobile phone to complete the authentication process. This extra security layer creates it so much more tough for aggressors to weaken accounts.

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